HDFC Smartbuy 10x points is one of the major benefits of holding premium HDFC cards like Diners Black and Infinia where the owners of these cards were getting 33% as effective cashback while using on e-commerce websites like Amazon and Flipkart. They were able to use these points to book flights and hotels but with Covid 19 situation where financial institutions are suffering HDFC has restructured the Smartbuy points in a major way. There is reduction in points for major purchases for the month of June 2020.
| Category | Offer on HDFC Bank Credit / Debit / Prepaid Card (not appicable on Infinia/Diners Black credit card) |
Exclusive offer on HDFC Bank Infinia & Diners Black credit card | ||
| Platform CashBack | Bonanza CashBack | Total CashBack | ||
| Flights (via ClearTrip/Yatra) |
2.5% | 2.5% | 5% | 10X RP |
| Hotels (via ClearTrip/Oyo room) |
2.5% | 2.5% | 5% | 10X RP |
| Bus (via RedBus) |
2.5% | 2.5% | 5% | 10X RP |
| Instant Vouchers | 2.5% | 2.5% | 5% | 10X RP |
| Rail | 2.5% | 2.5% | 5% | 5X RP |
| Amazon | 2.5% | 2.5% | 5% | 5X RP |
| Flipkart | 1% | – | 1% | 3XRP |
| Compare & Shop | 1% | – | 1% | 3X RP |
| HDFC Bank Card Type | Maxcap per calendar month |
| Infinia Credit card | 15,000 reward points |
| Diners Black Credit card | 7,500 reward points |
| Regalia / Diners Privilege Credit card | Rs. 2,000 cashback |
| Other Credit / Debit card / Prepaid card | Rs. 1,000 cashback |
From these date we can conclude that 10X Smartbuy points will be effectively limited to only Super premium cards in June 2020. When you click through to the new promotion, you would see, the HDFC 10X Smartbuy promotion has the date of June 2020 now. The 10X promotion is only limited to Infinia and Diners Club Black card now. Everyone else gets a cashback.
Previously Amazon and Flipkart were offering 10x points for the purchase but for the month of June 2020 they would be offering at 16.6% and 10%. Here is a detailed list of points that can be earned across different category for the month of June 2020.
- Flipkart: 15 Reward Points (equal to INR 15)/INR 150 spent (10%)
- Compare and Shop: 15 Reward Points (equal to INR 15)/INR 150 spent (10%)
- Amazon.in: 25 Reward Points (equal to INR 25)/INR 150 spent (16.6%)
- Rail Bookings: 25 Reward Points (equal to INR 25)/INR 150 spent (16.6%)
- Flight Booking: 50 Reward Points (equal to INR 50)/INR 150 spent (33%)
- Hotel Booking: 50 Reward Points (equal to INR 50)/INR 150 spent (33%)
- Instant Vouchers: 50 Reward Points (equal to INR 50)/INR 150 spent (33%)
- Bus Booking: 50 Reward Points (equal to INR 50)/INR 150 spent (33%)
question: what was the reward for Flipkart for May 2020 for Diners black? 10x or 3x
purchased laptop without paying much attention
thanks
It was 10X in May 2020
I believe the cap for diners black is still 15k. You can see in the below link.
https://www.amazon.in/b?ie=UTF8&node=15791231031
But the HDFC Smartbuy website says Diners black is capped at 7500
The link show erroneous value. The cap is 7500. Visit HDFC Smartbuy website.
What is the meaning of Bonanza and platform cashback?